Small Business Loans from $2,000 and Up
How to get Small Business Loans and Loans using Bank Statements. Programs for company owners with low credit scores, newer companies, large business loans, asset based Sale Leaseback on Equipment and high approval amounts.
What is available? How about a loan against equipment.
Have a previous loan default or MCA default? Learn more or watch how to get an MCA or loan after a Default.
Other unique programs include a loan on a truck and Truck Repair Loan. funding with less than 3 months bank statements. Watch the less than 3 months bank statements Video here.
Help if you have less than $10,000 a month in deposits. Funding also for payroll and emergency situations
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Asset Based Loans
NEWS: Update 03-21-2025 Both Reporting Requirements and Penalties for non Reporting by U.S. Citizens and U.S. Based companies are removed.
Click on the link below for updates!
CTA Corporate Transparency ACT update
Call 919-771-4177 for more info.
FEATURES:
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- Transparency, honesty. This Is critical to avoid being misled for a business loan.Tough transactions such as companies with a default are done routinely.
- Do you need funding fast? We specialize in loans with same day funding in most cases.This includes micro business loans $2,600 and up and large business loans.
- Tap on the link for more information if your company is small and has less than $10,000 a month in deposits.
- Quick approval and closing process. Need money fast to pay business Taxes?
- No upfront fees: Go to
Application Page. - Traditional programs have a high decline rate because traditional lenders require financial information. As a result, we developed programs with almost no paperwork that have a high approval rate. Brokers welcome!
- Restricted industry such as Trucking companies and Construction funded!
- Time in business for as little as 3 months.
- Low credit scores approved and scores as low as 400 for several programs.
- Options available for U.S. including Puerto Rico and companies in Canada.
- Non Citizen Business Loans
Click on the online application above, or on “Contact Us here” above. An expert credit representatives will contact you.
Call 919-771-4177 for more info.
Show Video Transcript
In minutes and seconds.
00:00 introduction, large business loans, line of credit
00:16 Weekly, Monthly, Daily and Bi-Weekly Payments
00:55 Lowest Rate MCA
01:15 California, Florida, New York, Virginia Info
01:35 Cash Advance Defaults: Loans after Defaults
02:40 Misdemeanor or Felony
Small Business loans, from Unsecured Cash Flow Loans like Bank Statement Loans, business LOC style options, Asset Based Loans on your equipment, Trucks, Big Rigs, Construction Equipment, and how to get a Large Business Loan.
You will find what you need here. Click on the apply button at the bottom right of this screen.
Weekly, bi-weekly, daily or monthly payment options are available, depending on the program. There are specialty low rate programs for preferred industries like retail, restaurant, auto repair, beauty supply and spa, medical, dental practice, and Chiropractors.
Is your business in a restricted industry and cannot easily get funding such as a Medical Laser loan? Find out what options are available for your business. Used car dealer business loans, real estate, trucking companies, collection agencies, non profits, attorneys, religious organizations and many other hard to fund type of businesses that have trouble finding options.
Learn how to get a business loan when the owner has a misdemeanor or felony conviction on your background record. Topics include how to get an mca cash advance.
What are the qualifications, for Example: To get your first cash advance. Articles on calculating affordability: Can I afford the payments? What to do if you need more money. Should I get a 2nd or even a 3rd Cash Advance?
There are ways to get more money through your existing advance that are better than getting multiple advances from different companies.
Articles on getting the lowest rate MCA if you need a longer term than the standard 6 to 9 months on cash advances. And when it’s time for a renewal, get the lowest rate on your renewal. There are even Cash Advance MCA’s for higher amounts that are backed by real estate. Several articles are dedicated to how to get an alternative to a Cash Advance. Also learn what some states like California, Virginia, Florida, Utah, New York and others require for bank statements and the disclosures involved.
Articles cover situations when you have several advances and all the daily payments are too high. Learn how to fix missed payments, or if you have OD’s, NSF’s, or are even overdrawn right now. How to avoid and handle a default. What to do after a default, including questions about getting your daily payments reduced or stopped without creating legal problems for yourself and your company. How to get a cash advance mca after a default. Closing your business checking account and the consequences are discussed such as being accused of an intentional default by closing your business checking account.
You will find options for restructuring your debt without defaulting on the existing advances. How to avoid debt restructuring companies that claim they will negotiate a settlement but you have to pay thousands of dollars before they negotiate it and you still end up defaulting on your existing advances because it took too long and get reported to Datamerch, the default database company. There are still MCA options after a Datamerch default lising.
How to pass a bank verification such as DecisionLogic that is required before your business is funded. Find articles on specialty business loans to repair your truck, against your truck or vehicles or against your trailer. Where to get business loans processed on weekends and in evening hours after 5. Have you ever been asked for an MTD Month to Date statement? We show you how to get it step by step and also avoid being declined for problems with your current month such as the drop in deposits since the beginning of the month.
Are you afraid you will be declined and not want to apply, maybe because your credit score is too low or other reasons? Find out in advance the top 9 reasons why Business Loans are declined and what Business loans you can get approved for and close with a low score and other problems. Articles on emergency business money for payroll and product orders. Are your invoices being paid too slow? Learn how to speed up your invoice payments through factoring.
Is your business a new start-up and you don’t have 3 months statements or time in business? Read about the options. Many businesses have low or declining monthly deposits and low average balances. Find out where and how your business can get funding with these issues. Resources on what to do if your business needs funding and has a current federal or State tax lien. How businesses with more than own owner can get funding when a business partner has bad credit.
Click or tap on the apply button or link in the description. Call us a 919-771-4117 or visit bankstatementloan.com/
F.A.Q. Frequently asked small business loan questions:
How can we qualify for a small business loan?
Businesses with $5,000 per month or more in sales. Assets such as equipment or Real Estate may qualify for many programs with very low credit scores.
How much can my business qualify for?
Higher sales or longer time in business will be offered higher approvals. Offers are usually up to 75% of monthly sales for unsecured, or 40% to 60% of asset values on secured programs.
How fast can we get funding?
Funding can be as fast as same day or next day for unsecured. For larger amounts or backed by real estate or other assets, funding can be a few days or longer.
What do credit scores need to be?
Credit does not need to be strong for many programs. Many options are available with credit below 500. Applicants with higher credit scores can get more with longer and better terms.
What types of small business loans are available?
Unsecured business loans based on sales or loans secured by equipment, real estate and accounts
receivables are available.
How are approvals handled?
They are approved more on your company’s strengths rather than declined for your company’s weaknesses. We look at all your company’s strengths and put it in a program that approves is based on those strengths.
Approvals and funding are NOT based on traits a business may not have:
– Good credit
– Strong and current Tax Returns
– Strong revenue or recent strong deposits
For example, if your company’s strength is in the cash flow but not financials,
then applying for the bank statement loan will have the highest approval rate and amount in the marketplace.
Only some of the business assets are used in most cases, compared to other assed based programs that usually take all of a company’s assets as collateral.
There are often tax advantages for the asset based equipment and real estate program. Deduct the entire payment instead of just the interest portion of the payment. As a result, businesses lower their tax obligation.
How about getting help for hard to fund type Equipment?
Are you having a problem getting a loan to finance Medical Equipment lasers for example? We can solve that problem with financing for this difficult to fund industry.
In Summary:
There are currently several options specially created to help businesses that have had lower monthly sales and lower deposits on their most recent three months bank statements.
In addition, programs are available that offer unique business loan alternatives based on the assets of the company such as equipment assets and vehicles.
Pick and apply for the program that best matches your business.