Category: Cash Flow Loan

Cash Flow Loan

For a Cash Flow Loan, we offer unique cash flow loan based on the company’s revenues. Almost all businesses have sales, so almost all businesses qualify.
Just use the cash flow your business already has.   Just a simply one page Mini
Application and your most recent (3) months complete cash flow statements. Get your business funding today.   If your business has cash flow receivables, a large line can also be arranged based on those receivables.

On Cell Phone, just tap either Tel # link, 1-919-771-4177, or 1-855-787-1113 , then Press Dial on your phone.   Or you can Tap / Click  Contact-Me, complete and we will contact you.

Many business owners feel that if they have strong cash flow and have demonstrated a lengthy past history of being able to amortize a long term debt, then why should they be denied based on limited collateral or unsatisfactory personal credit while have satisfactory business cash flow?  If your business has cash flow, we can work out a plan to get your business funding.

The Cash Flow loan features:
– Very high approval rates
– Fast approvals.
– Use this cash flow loan to obtain $10,000 to $250,000 quickly and easily for
any purpose.
– Difficult transactions done routinely
– Experienced staff handles your request.
– Tough credit O.K.    Programs available for almost all credit profiles.
– Almost all businesses qualify since almost all businesses have cash flow.
– One page application

The time in business required for this cash flow loan is only 3 months.  Once the time in business is 6 months or more, higher loan amounts can be approved. Credit scores can 500 and below.   Deposit totals can be as low as $5,000 per month and 3 deposits per month.   This is a relationship product.   Limits are increased with most renewals.

Businesses are able to obtain more funding through this product than with a traditional loan. If a business is approved for a traditional loan for $50,000 for 36 months, then they can get far more in working capital through this cash flow loan. With this product, if the customer is approved for $50,000 for a 4 month term all they have to do is renew every 4 months and they would end up with a total of $200,000 over the entire 16 months.  This is 4 times what the business would have gotten with a regular 16 month business loan.  As the credit score increases, funding amounts will increase with longer terms.

Question: What if we need more working capital in the future? Do we have to submit a new application? Answer: No. Once the line has been established, you are an existing customer with us, the most valued type. You can easily use the credit line over and over again. In most cases, you either only need to call to authorize more funding.
Question: My credit score is poor.  Does that disqualify me?
Answer:  No.   The funding is most heavily weighted by the cash flow. Even if your credit score is below 500, the main factor is the cash flow of the business.
Question: What do you look at in the cash flow?
Answer: The number of deposits per month and the average daily balance. The higher those amounts are, the higher the approval usually is.   The most recent three months of cash flow will be looked at.   If the cash flow trend is upward, a higher dollar amount cash flow loan can be approved compared to sales that are trending downward.
Question: I had a recent bankruptcy in the last 2 years, does that disqualify me?
Answer: No.  It depends on how recent the bankruptcy was and how the cash flow has been since then. If the Bankruptcy is several months old and the cash flow since that time has been strong, chances for an approval are strong.
Question: Do we qualify? Answer: If your business has cash flow, has been in business for 4 months with the same owner, your business can likely qualify for $5,000 to $150,000 depending upon that Cash Flow
Question: How much paperwork is there? Answer: Very little.   You will only need a one page application and the most recent 3 months cash flow statements.

For other business loan resources, such as forms, business plan advice, visit the SBA
to review many options that will assist your business.